The plethora of advertisements claiming funeral insurance can cost less than the cup of a coffee a week are not telling the full story, a funeral operator says.

Invocare Ltd chief executive Andrew Smith says some policyholders could be overpaying in premiums by as much as 14 times what a funeral actually cost.

He said the details of rising premiums as a funeral insurance plan matures are often buried in the fine print.

To read the full article, please go to SMH.

Garden of Angels- To lose a child can be an inconsolable time.  But what if you never even got to hold that child?  For 15 to 20 per cent of women who become pregnant, this is their reality.

Whether they lose the child through miscarriage, a still birth or an ectopic pregnancy, the loss is real, it is "raw".

Yet for the mothers and fathers of St George and Sutherland Shire there has never been any where publicly for them to grieve.  That will change with the opening of the Garden of Angels memorial at Woronora Cemetery and Crematorium on September 7.

To read more go to Garden of Angels